Welcome to Ergo-Lend

A person-to-person (P2P) lending platform with easy to use tools to borrow and lend money on the Ergo blockchain.

You might have seen us on...

ErgoPad
WEQNT Cardano Stakepool
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PEER TO PEER

Lending Platform

Ergo-Lend is a new paradigm for lending. The goal is to leverage blockchain technology to create a global lending platform. A decentralized autonomous organization (DAO) will manage the platform.

The Ergo Manifesto

"In the eyes of the original broad community vision, the tools of a cryptocurrency should allow people to do economic activity whatever the business size, geographic location, or interest rates set by big players."

Loan Cost & Availability

Our financial system is not designed to provide small loans at reasonable rates. This is true at every level, from large banks to small microfinance institutions.

Universal Access

The central problem for unbanked borrowers is getting a loan.

Secure Storage

Be your own bank. Trustless peer to peer payments and privacy are extremely important.

Operational & Underwriting Costs

Underwriting costs are more expensive for people in rural areas. With ubiquitous cell phone access, financial services can be an app away.

Remove the Middlemen

With lower borrowing costs, smaller loans become viable. This opens up a large, untapped market of borrowers. And, it is not only borrowers that can benefit.

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TOKEN

Token Sale

Ergopad has the honor of facilitating the IDO of Ergo-Lend. Ergo-Lend will be a person-to-person (P2P) lending platform with easy to use tools to borrow and lend money.

16% Ergopad Staker Round

21% Ergopad Seed Round

11% Ergopad Strategic Round

6% Liquidity (Locked)

20% DAO Reserve

5% Distribution Partner

21% Core Team

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ROADMAP

The Timeline

Ergo-Lend started for the ErgoHack 2 hackathon and we just kept going! We hope to help overcome some issues for the billions of unbanked people around the world. This is some of what we have in various stages of implementation.

October 8-10, 2021

ErgoHack II event - Ergo-Lend took first place! This got us rolling with a first version of the UI and a large portion of the ergoscript required to function.

End of Feb, 2022

We completed a full end-to-end test using fully functional ergoscript contracts, scala backend and nextjs front end.

End of March, 2022

Contract bug bash and refactor to fix all found bugs and improve features

May 2, 2022

Staker Snapshot - Snapshot for ergopad stakers who reach any of the staking tiers. Dont forget to whitelist for this event.

May 3, 2022

Contribution period, staker round - The contribution round lasts until May 8th.

May 10, 2022

Seed round whitelisting - Whitelist for the seed round is FCFS. If you stake 25k ergopad tokens (alpha tier), you can access the form one hour earlier, at 13:00 UTC.

May 11, 2022

Contribution period, seed round - The contribution round lasts until May 16th. On May 15th, the waitlist opens and the remaining tokens will be distributed FCFS.

May 17, 2022

Strategic round whitelist - Whitelist is FCFS and those staking 12500 ergopad tokens (mini tier) get early access, at 13:00 UTC.

May 18, 2022

Contribution period, strategic round - The contribution round lasts until May 23rd. On May 22nd, the waitlist opens and the remaining tokens will be distributed FCFS.

May 25, 2022

Ergo-Lend IDO on Ergodex -Liquidity will be added in both Erg/Lend and SigUSD/Lend pairs.

Summer, 2022

Scaling the backend for engineering and performance improvements

Fall, 2022

New features for both front end and backend are planned. We will be making proposals and submitting soon.